FLOOD PLAIN

CONVERSATION:

MONA LISA:  "Do you have flood insurance?"

SUE:                  "We're not eligible."

MONA LISA:   "Why?"

SUE:                   "We're not on a flood plain."

MONA LISA:    "What'a a flood plain?"

SUE:                    "It's low-lying land adjacent to a river and is subject to flooding."

MONA LISA:    "Has there ever been a flood here?"

SUE:                   "I remember one in 1962."

MONA LISA:    "Then why couldn't it happen again and why wouldn't there be insurance?"

SUE:                    "Insurance actuaries determine those things."

MONA LISA:    "With global warming, things might change and we could have a flood."

SUE:                   "I hope there will still be FEMA!"